terms of service
Effective Date: July 8, 2026
Welcome to Hammond Financial Services. By accessing this website or using our services, you agree to be bound by these Terms of Service. If you do not agree with these terms, please do not use our website or services.
Services Provided
Hammond Financial Services provides professional consulting, advisory, and tax-related services to manufacturing businesses and business owners. Our services may include:
Fractional CFO and financial leadership services
Operational performance consulting
Manufacturing profitability improvement
Cash flow optimization
Business performance assessments
The PROFIT Method™ consulting framework
Tax planning and advisory services
Business strategy and financial consulting
Specific services, deliverables, fees, and timelines will be outlined in a separate engagement agreement, proposal, or service contract.
Client Responsibilities
To ensure successful delivery of services, clients agree to:
Technical Information
When you visit our website, we may automatically collect:
Provide accurate, complete, and timely business and financial information.
Cooperate in scheduling meetings and consultations.
Provide reasonable access to information necessary for analysis and recommendations.
Designate appropriate decision-makers for project communication and approvals.
Review and respond to requests within a reasonable timeframe.
Delays in providing requested information may affect project timelines and outcomes.
Payment Terms
Fees for consulting and professional services are established through signed proposals, engagement letters, or service agreements.
Unless otherwise stated:
Payments are due according to the terms specified in the applicable agreement.
Late payments may be subject to applicable fees or suspension of services.
All fees are non-refundable unless otherwise stated in writing.
Professional Advice
The information provided through our website, consultations, assessments, articles, and educational resources is intended for informational purposes only and should not be considered legal advice.
Recommendations provided through our consulting services are based on the information supplied by the client. Clients remain responsible for all business, financial, operational, and tax decisions.
No Guarantee of Results
Every business operates under unique circumstances. While Hammond Financial Services applies proven methodologies, including the PROFIT Method™, to improve profitability, cash flow, operational performance, and enterprise value, no specific financial outcome or business result can be guaranteed.
Past performance should not be interpreted as a guarantee of future results.
Intellectual Property
All content on this website, including text, graphics, logos, methodologies, reports, assessments, downloadable materials, and the PROFIT Method™ framework, is the property of Hammond Financial Services unless otherwise noted.
No portion of this website or its materials may be reproduced, distributed, or used for commercial purposes without prior written permission.
Limitation of Liability
To the fullest extent permitted by law, Hammond Financial Services shall not be liable for any indirect, incidental, consequential, special, or punitive damages arising from the use of this website or our professional services.
Our total liability for any claim related to our services shall not exceed the amount paid by the client for the specific engagement giving rise to the claim.
Third-Party Services
Our website may contain links to third-party websites or utilize third-party software for scheduling, payments, communications, analytics, or customer relationship management. Hammond Financial Services is not responsible for the content, privacy practices, or availability of these third-party services.
Governing Law
These Terms of Service shall be governed by and interpreted in accordance with the laws of the State of Texas, United States, without regard to conflict of law principles.
Changes to These Terms
Hammond Financial Services reserves the right to modify these Terms of Service at any time. Updated versions will be posted on this page with a revised Effective Date.
Your continued use of our website or services after any changes become effective constitutes acceptance of the updated Terms.
SMS / Messaging Terms
By providing your mobile phone number, you consent to receive SMS (text) messages from Hammond Financial Services regarding appointments, consultations, service updates, and other communications related to our services.
Types of Messages You May Receive
If you opt in, you may receive text messages including:
Appointment confirmations
Appointment reminders
Consultation scheduling updates
Service notifications
Requests for information related to your engagement
Educational resources and occasional marketing communications (where consent has been provided)
Your Consent
You must provide your express consent before receiving SMS messages from Hammond Financial Services. Consent is not a condition of purchasing any service.
Opt-Out Instructions
You may opt out of receiving text messages at any time by replying:
STOP
After opting out, you will receive one final confirmation message, and no further SMS messages will be sent unless you opt in again.
For assistance, reply:
HELP
or contact us using the information below.
Message Frequency
Message frequency varies depending on your interactions with Hammond Financial Services, including appointment scheduling, active consulting engagements, and requested communications.
Message & Data Rates
Standard message and data rates may apply according to your mobile carrier's plan.
Privacy
Your mobile phone number and personal information will be used only for providing requested services and communications.
We do not sell, rent, or share your mobile information with third parties for marketing purposes.
Please review our Privacy Policy for additional information regarding how we collect, use, and protect your information.
Contact Information
Hammond Financial Services
Email: [email protected]
Website: https://hammondfs.com
If you have questions about our SMS communications, please contact us using the information above.
START THE CONVERSATION
The conversation typically lasts about one hour and can be conducted by Teams or phone.
We’ll discuss your current situation, identify the issues creating the greatest concern, and determine whether another conversation makes sense.
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